Best Checking Account Bonus 2024

 


Chase $900 Checking + Savings Bonus

Link to the offer

Chase is offering a checking & savings bonus worth up to $900. Bonus is as follows:

Receive a bonus of $300 when you open a Chase Total checking account and have a direct deposit post to the account within 90 days.

Receive a bonus of $200 when you open a Chase savings account and deposit $15,000 or more in new money within 30 days and maintain a balance of $15,000 for 90 days.

Receive an extra $400 bonus when you complete both of the above bonuses.

The Chase Total Checking account comes with a monthly service fee of $10-$12 which is waived if complete any of the following:

Have monthly direct deposits totaling $500 or more

Keep a minimum daily balance of $1,500 or more in the checking account

Keep an average daily balance of $5,000 or more in any combination of qualifying Chase checking, savings and other balances

The Chase Savings Account comes with a monthly service fee of $5. Monthly fee is waived with any ONE of the following:

Keep a minimum daily balance of $300 or more

Have at least one repeating automatic transfer from your Chase checking account of $25 or more; one time transfers do not qualify

Have a linked Chase Premier Plus Checking, Chase Premier Platinum Checking, or Chase Private Client Checking account


U.S. Bank $450 Checking Bonus

Link to the offer

U.S. Bank is offering a $450 bonus when you open a new Smartly checking account when you use promo code 2024JUL. Requirements are as follows:

Checking bonus:

Earn $250 when the combined total of your direct deposits is between $2,000 and $4,999.99

Earn $350 when the combined total of your direct deposits is between $5,000 and $7,999.99.

Earn $450 when the combined total of your direct deposits is $8,000 or more.

Monthly Fees

U.S. Bank Smartly has a $6.95 monthly fee, this is waived if you do any of the following:

Have combined monthly direct deposits totaling $1,000 or more

Keep a minimum average account balance of $1,500 or more

Hold an eligible U.S. Bank credit card

Qualify for one of the four Smart Rewards™ tiers (Primary, Plus, Premium or Pinnacle)

Be a military member (requires self disclosure)

Be under the age of 24 or over the age of 65


SoFi Checking & Savings $655 Signup Bonus

Link to the offer

SoFi is offering bonus of up to $300 for new customers who signup for their SoFi hybrid checking & savings account and receive direct deposit within 30 days:

Get $50 bonus with direct deposit of $1,000 – $1,999

Get $100 bonus with direct deposit of $2,000 – $4,999

Get $300 bonus with direct deposit of $5,000+

Monthly Fees

SoFi does not charge any monthly fees.

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