Balance transfer is a product on top of credit card. Many balance transfer offers 0% APR for 1 year or longer. You may enjoy the zero interest in the promotion time period. There is usually a transaction fee comes with the balance transfer. It's the major pay off that is equivalent to the interest. The fee can range from 1% to 5%, which determines the quality of the balance transfer offer.
Here is a collection of best balance transfer deals.
Citi Double Case Card - 18 month BT offer with 3% transaction fee. link to the offer
Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 14.74% – 24.74%, based on your creditworthiness.
There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
Bank of America Unlimited Cash Rewards credit card - 15 month BT offer with 3% transaction fee. link to the offer
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening. Earn unlimited 1.5% cash back on all purchases.
0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 14.24% - 24.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers.
PNC Cash Rewards Visa offers 18 month BT for targeted customers with 3% transaction fee
It was reported that PNC Case Rewards card holder received the 18-month Balance Transfer offer with only 3% transaction fee.
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