Balance transfer is a product on top of credit card. Many balance transfer offers 0% APR for 1 year or longer. You may enjoy the zero interest in the promotion time period. There is usually a transaction fee comes with the balance transfer. It's the major pay off that is equivalent to the interest. The fee can range from 1% to 5%, which determines the quality of the balance transfer offer. Here is a collection of best balance transfer deals. Citi Double Case Card - 18 month BT offer with 3% transaction fee. link to the offer Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 14.74% – 24.74%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5). Bank of America Unlimited Cash Rewards credit card - 15 month BT offer with 3% transaction fee. link to ...

Bank promotions generally consist of cash bonuses when you open a new checking or savings account. To qualify for this one-time perk, you’ll likely have to set up direct deposit with the bank and keep the account open for at least a few months. SoFi Checking and Savings : get up to $300 bonus offer for SoFi Checking and Savings with qualified direct deposit. Savings account interest: 1.25% APR Open a new SoFi Checking and Savings account (or be an existing SoFi customer who hasn’t made direct deposits before) on the offer page. Make direct deposits in any amount within 30 days. Deposit $1,000 to $1,999 to earn a $50 bonus, deposit $2,000 to $4,999 to earn a $100 bonus, or deposit $5,000 or more to earn a $300 bonus. Discover Online Savings Account : get $150 or $200 bonus offer when you open a Discover Bank Online Savings Savings account interest: 0.60% APR Open your first Online Savings Account and use offer code NW222 when applying. Earn a $150 bonus by depositing at least $15,000 ...

Here is a collection of the hot credit card offers on the market.  Chase Sapphire Preferred 80,000 Points This is an excellent bonus (though we did once see better at 100,000 points). Requires $4,000 spend. There is a $95 annual fee which you can avoid by going in branch.  American Express Gold 90,000 Points + 20% On Restaurants ($250 Max) This is an excellent bonus offer, even if you can’t max out the Restaurant part. Best bonus we’ve seen previously was 75,000 + $250 restaurant credit. U.S. Bank Altitude Reserve 50,000 Points Applications were removed for a bit, but they are back now. 50,000 points are worth up to $750 in travel. There is a $400 annual fee but you also get $325 in credits. American Express Green 50,000 Points + 20% On Restaurants ($150 Max) This is an excellent bonus offer, especially if you can max out the Restaurant part. Chase British Airways 100,000 Avios Also available on the Aer Lingus and Iberia cards. Bank of America Premium Rewards 50,000 Points + $...