High-yield checking accounts are designed to provide bank customers and credit union members with solid interest rates on the accounts they use for everyday purchases. Typically, to earn those top-line annual percentage yield (APY) numbers, there are some requirements — often a minimum number of debit card purchases per month. Here is a compiled list of best rewards checking accounts from hundreds of financial institutions tracked by DepositAccounts. La Capitol Federal Credit Union Choice Checking 4.25% APY on balances up to $3,000; 2.00% APY on balances over $3,000 and up to $10,000; 0.10% APY on balances over $10,000 15 non-ATM debit card transactions Consumers Credit Union Rewards Checking 4.09% APY on balances up to $10,000; 0.20% APY on balances from $10,000.01 to $25,000; 0.10% on balances over $25,000 12 debit card purchases; direct deposits of at least $500; $1,000 or more spent in CCU credit card purchases; e-Documents Genisys Credit Union Genius Checking ...